How to Enjoy Christmas without Going Broke

Can you believe that just a couple of days to the end of 2017 but anyways Christmas is just Monday guys so I guess we have bigger things to worry about like enjoying Christmas without going broke 

TIPS 

1 : Make a Christmas Budget (and stick to it)

The first and most important thing that you need to do to avoid going into debt over Christmas is to make a budget. Yes, Make a realistic and reasonable budget that you will be able to stick to.

There are a couple ways to make your Christmas budget if you haven’t started saving already. 

2 : Just Say No!

Just say no to:

*Spending more than your budget.

*Spending more than you saved.

*Charging Christmas gifts on credit *Withdrawing money from your emergency fund for Christmas.

At the end of the day, consider your long-term financial goals. Is it really worth racking up more high-interest debt for one day? 

3 : DIY home games/fun

Going out to have fun is so overrated this period so why not have fun at home, probably the best  suggestion. 

And if you are already broke and have no plans Hahaha like me you will seat at home and pray to God and basically thank Him for Jesus. 

Ps: most of the post was copied